Farm Bureau Health Plans Blog

Farm Bureau Health Plans Blog

Q: Why should I do a Part D plan comparison every year?

Monday, October 16, 2017

A: Part D plans have an opportunity to change the drugs they cover as well as their premiums, deductibles and copay amounts every year. It’s not safe to assume the plan you have this year will work as well for you next year. What happens if one of your expensive brand name medications is dropped from the plan’s formulary?

Q: Can I get help paying for my drugs while I am in the Donut Hole?

Monday, September 25, 2017

A: You may be able to get financial assistance from a drug manufacturer while you are in the Donut Hole. If your income is below a certain level – and that level varies from one company to another – you may qualify for getting your drugs at no cost directly from the manufacturer. Here are a few examples of programs that can save you money while you are in the Donut Hole:

Q: Should I check my Medicare Supplement during the Open Enrollment Period?

Monday, September 18, 2017

A: It is not necessary to check your supplement plan during the October 15 – December 7 Medicare Open Enrollment Period (OEP). The coverage provided by your supplement plan does not change from one year to the next.

Q: Can I get help paying for my Part D prescriptions?

Monday, August 28, 2017

A: The “Extra Help” program helps people on Medicare pay for their Part D prescriptions if they meet certain financial guidelines. People who receive this assistance typically don’t have to pay a monthly premium. Their copays will be $3.30 or less for generic and $8.25 for brand name drugs.

Q: What is equitable relief?

Monday, August 14, 2017

A: Equitable relief can be a lifeline for people who did not sign up for Part B on time. If the reason you did not enroll in Part B on time was a result of incorrect information you received from a representative of the federal government (for example, the Social Security Administration) and you have documentation to prove it, this is like winning the lottery. Your Part B coverage will begin immediately (or retroactively, if appropriate) and you will not have to pay a late enrollment penalty.

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Medicare Supplements Insured by TRH Health Insurance Company, Columbia, TN.
Not connected with or endorsed by the U.S. or state government. This is a solicitation of insurance. A representative of TRH Health Insurance Company may contact you. Benefits not provided for expenses incurred while coverage under the policy is not in force, expenses payable by Medicare, non- Medicare eligible expenses or any Medicare deductible or copayment/coinsurance or other expenses not covered under the policy.

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