FBHP Gold G01CP

FBHP Gold G01CP

About the Plan
The ACA-compliant Farm Bureau Gold plan provides participants full coverage with protection from health care tax penalties, at the lowest deductibles.

Farm Bureau Health Plans uses UnitedHealthcare Choice Plus Network. Please keep in mind that in-network payments are based on negotiated fees. If an out-of-network provider is used the member's liability will increase significantly. 

Please use this prescription drug list to identify the drugs covered by Farm Bureau Health Plans ACA-compliant plans. Use this as a guide to help manage the overall cost of prescription drug benefits.
 

Resources
Provider Network
Prescription Drug List
Summary Of Benefits and Coverage

Effective January 1, 2017 In-Network Out-of-Network
Calendar Year Deductible (Individual) $1,000 $2,000
Calendar Year Deductible (Family) $2,000 $4,000
Out-of-Pocket (Individual) $3,000 $9,000
Out-of-Pocket (Family) $6,000 $18,000

Effective January 1, 2017 In-Network Out-of-Network
Coinsurance (except as otherwise listed) 20% (Plan pays 80%) 50% (Plan pays 50%)
Primary Care Visit to treat an injury or illness $25 copay/visit after deductible 50% coinsurance after deductible plus amounts over the allowed amount 
Specialist visit

20% coinsurance after deductible

50% coinsurance after deductible plus amounts over the allowed amount

Other practitioner office visit

 

20% coinsurance after deductible

50% coinsurance after deductible plus amounts over the allowed amount

Preventive care/screening/immunization

No Charge

50% coinsurance after deductible plus amounts over the allowed amount

Preventative Benefits 0% (Plan pays 100%) 50% after deductible (Plan pays 50%)
Inpatient (After Deductible) 20% (Plans pays 80%)  50% after deductible (Plan pays 50%)
Other Covered Services (After Deductible) 20% (Plans pays 80%)  50% after deductible (Plan pays 50%)
Routine Dental Pediatric dental check-up: 
No charge
Pediatric dental check-up: 
50% coinsurance after deductible plus amounts over the allowed amount
Routine Vision Pediatric eye exam:
No charge
Pediatric eye exam:
No charge
Prescription Drug Coverage Generic:
10% coinsurance after deductible

Preferred brand drugs: 
20% coinsurance after deductible

Non-preferred brand drugs: 
30% coinsurance after decutible

Generic and Preferred specialty:
40% coinsurance after deductible

Non-preferred specialty:
45% coinsurance after deductible
Generic: 
50% coinsurance after deductible, plus amounts over allowed amount

Preferred brand drugs: 
50% coinsurance after deductible, plus amounts over allowed amount

Non-preferred brand drugs: 
50% coinsurance after deductible, plus amounts over allowed amount
Emergency Room Services $75 copay/visit after deductible $75 copay/visit after deductible
 

Ready to Enroll?

Farm Bureau Health Plans is proud to offer quality coverage at an affordable cost.

Medicare Supplements Insured by TRH Health Insurance Company, Columbia, TN.
TRHH-POST-POLA-FL14-174; TRHH-POST-POLB-FL14-175; TRHH-POST-POLC-FL14-176; TRHH-POST-POLD-FL14-177; 
TRHH-POST-POLF-FL14-178; TRHH-POST-POLG-FL14-179; TRHH-POST-POLM-FL14-180; TRHH-POST-POLAN-FL14-181
Not connected with or endorsed by the U.S. or state government. This is a solicitation of insurance. A representative of TRH Health Insurance Company may contact you. Benefits not provided for expenses incurred while coverage under the policy is not in force, expenses payable by Medicare, non- Medicare eligible expenses or any Medicare deductible or copayment/coinsurance or other expenses not covered under the policy.

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