Farm Bureau Health Plans Blog

Farm Bureau Health Plans Blog

Q: Aren’t there some exceptions to the Medigap underwriting process?

Monday, June 4, 2018

A: You won’t have to go through medical underwriting (in other words, answer any medical questions) if you apply for your Medicare Supplement (also called Medigap) plan within six months of your Part B effective date.

Q: What should I know about the Medicare Supplement underwriting process?

Wednesday, May 23, 2018

A: According to www.healthcare.gov , underwriting is a process used by insurance companies to try to figure out your health status when you're applying for health insurance coverage to determine whether to offer you coverage, at what price, and with what exclusions or limits.

Q: What are Medicare taxes?

Monday, May 14, 2018

A: The Federal Insurance Contributions Act (FICA) authorizes two types of taxes to be deducted from your paycheck – Medicare taxes and Social Security taxes. Both types of taxes must be paid. You pay half and your employer pays the other half.

Q: How do I know which facility is best?

Monday, May 7, 2018

A: Use one of the “compare tools” on www.medicare.gov to find a nursing home, hospital, home health care provider, dialysis facility, medical equipment supplier or long-term care hospital that best fit your needs.

Q: When is the best time to buy a Medicare Supplement plan?

Monday, April 30, 2018

A: The best time to buy a Medicare Supplement plan is when you are not required to go through the medical underwriting process (answer questions about your health). You don’t have to answer any medical questions if you purchase your supplement plan within six months of your Part B effective date.

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Medicare Supplements Insured by TRH Health Insurance Company, Columbia, TN.
TRHH-POST-POLA-FL14-174; TRHH-POST-POLB-FL14-175; TRHH-POST-POLC-FL14-176; TRHH-POST-POLD-FL14-177; 
TRHH-POST-POLF-FL14-178; TRHH-POST-POLG-FL14-179; TRHH-POST-POLM-FL14-180; TRHH-POST-POLAN-FL14-181
Not connected with or endorsed by the U.S. or state government. This is a solicitation of insurance. A representative of TRH Health Insurance Company may contact you. Benefits not provided for expenses incurred while coverage under the policy is not in force, expenses payable by Medicare, non- Medicare eligible expenses or any Medicare deductible or copayment/coinsurance or other expenses not covered under the policy.

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