Farm Bureau Health Plans Blog

Farm Bureau Health Plans Blog

Q: How big is the Part B late enrollment penalty?

Monday, April 2, 2018

A: Big! And the later you are signing up, the bigger it gets. If you don’t sign up for Part B during your Initial Enrollment Period or, if you qualify, during a Special Enrollment Period, you’ll be charged a penalty for every 12-month period you are late. The penalty is 10% of the Part B monthly premium.

Q: Will Medicare cover me when I travel to other parts of the country?

Monday, March 26, 2018

A: The answer: it depends. Part A and Part B (your hospital and medical coverage) is accepted throughout the country. The same is true if you have a Medicare Supplement plan. Just be sure to use a provider that accepts Medicare.

Q: Did you know about the Medicare therapy caps on outpatient physical, occupational and speech therapy?

Monday, March 19, 2018

A: Say goodbye to physical, occupational and speech therapy caps on Medicare services. Until President Trump signed the budget deal in February, people on Medicare were subject to arbitrary limits on the amount of therapy services that Medicare was willing to pay.

Q: Do I need to sign up for Medicare A & B if I'm working at age 65 and I have insurance through my employer or my spouse's employer?

Monday, March 12, 2018

A: Watch as our Medicare Education Specialist, Jan Graves, explains the answer.

Q: What is the difference between Medicare and Medicaid?

Monday, March 5, 2018

A: Unless you work in the health care field or have taken care of your own or someone else’s medical bills, you probably don’t understand the difference. Think about it – both are federal programs created in 1965 and both start with M-E-D-I. No wonder people are confused!

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Medicare Supplements Insured by TRH Health Insurance Company, Columbia, TN.
Not connected with or endorsed by the U.S. or state government. This is a solicitation of insurance. A representative of TRH Health Insurance Company may contact you. Benefits not provided for expenses incurred while coverage under the policy is not in force, expenses payable by Medicare, non- Medicare eligible expenses or any Medicare deductible or copayment/coinsurance or other expenses not covered under the policy.

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