Plan Comparison

Plan Comparison

A Medicare Supplement plan, otherwise known as Medigap coverage, will help pay for many costs not covered by Medicare. Because people have different needs, circumstances, expectations and budgets, Farm Bureau Health Plans offers eight different plans. Each one has varying levels of supplemental coverage.

Medicare Supplement Plans At-A-Glance

The supplement plan will pay Plan A Plan B Plan C Plan D Plan F Plan G Plan M Plan N
Deductible for inpatient hospitalization ($1,316 in 2017) Plan pays 50% of deductible
Deductible for doctors' services, outpatient care, and many other medical services and supplies ($183 in 2017)
Coinsurance for hospitalization (inpatient) for up to 365 days after Medicare benefits end
Coinsurance for skilled nursing facilities for days 21-100 (Medicare pays all amounts for first 20 days)
Coinsurance for doctors' services, outpatient care, and many other medical services and supplies *Partial. See note below.
Amounts charged by doctors who do not accept Medicare assigned amounts, but who charge more than Medicare-approved amounts
Foreign travel emergency services (80% of amount billed after a $250 deductible)
Up to 3 pints of blood per year
Coinsurance for hospice care

*PLAN N pays coinsurance for doctors' services, outpatient care, and many other medical services and supplies, except for up to $20 copayment for office visits and up to $50 copayment for ER visits.

See www.medicare.gov for more details about specific conditions and requirements for this coverage.

The information below will help you narrow down the choice of plans to the one or two plans that may best fit your needs.

Question: Do you want your supplement to cover the $1,316 Part A (hospitalization) deductible?

If so, consider Plan B, C, D, F, G, or N

Question: Instead of all of the $1,316 Part A deductible, would you consider a plan that covers half of that ($644)?

If so, consider Plan M

Question: Do you want your supplement to cover the $183 Part B (physician visits and other medical expenses) deductible?

If so, consider Plan C or F

Question: If you were to use Part B services from physicians and providers who do not formally agree to accept specified Medicare-approved amounts, do you want your supplement to cover the amounts that exceed Medicare’s allowed amount?

If so, consider Plan F or G

Question: Do you want your supplement to cover the coinsurance for care in a skilled nursing facility for up to 100 days after three days of hospitalization?

If so, consider Plan C, D, F, G, M or N

Question: Do you want your supplement to cover emergency hospital services if you are traveling outside the U.S.?

If so, consider Plan C, D, F, G, M or N

Ready to Enroll?

Farm Bureau Health Plans is proud to offer quality coverage at an affordable cost.

Medicare Supplements Insured by TRH Health Insurance Company, Columbia, TN.
TRHH-POST-POLA-FL14-174; TRHH-POST-POLB-FL14-175; TRHH-POST-POLC-FL14-176; TRHH-POST-POLD-FL14-177; 
TRHH-POST-POLF-FL14-178; TRHH-POST-POLG-FL14-179; TRHH-POST-POLM-FL14-180; TRHH-POST-POLAN-FL14-181
Not connected with or endorsed by the U.S. or state government. This is a solicitation of insurance. A representative of TRH Health Insurance Company may contact you. Benefits not provided for expenses incurred while coverage under the policy is not in force, expenses payable by Medicare, non- Medicare eligible expenses or any Medicare deductible or copayment/coinsurance or other expenses not covered under the policy.

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